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Cost Guide  ·  Turks and Caicos

What Turks and Caicos Villas Actually Cost

A six-bedroom villa on Grace Bay or in the gated Leeward enclave over Christmas Week (20 December through 3 January) lists at $32,000 to $145,000 per week. Trophy beach-front estates on the central Grace Bay strand run $95,000 to $260,000 across the same seven nights. After the 12 percent Turks and Caicos accommodation tax, the chef rate (the highest in the Caribbean villa market at $800 to $1,400 per service), the boat-day line, the SUV rental, and the PLS transfer math, the all-in week lands 30 to 45 percent above the headline. The country has no income tax, no sales tax (VAT), and no property tax; the lodging-tax line is the only structural tax overhead on the trip. The full structure, line by line, with three worked examples.

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Christmas Week (20 Dec – 3 Jan)$32,000 to $145,000 / 6BR Grace Bay / wk
TCI accommodation tax12% of headline
Chef (independent)$800 to $1,400 / service plus food
Boat-day line (Provo reef)$2,400 to $6,800 / day
SUV rental$120 to $240 / day
Last verified2026-05

Turks and Caicos pricing has three structural facts you need to understand before reading the bands. First: the country has no income tax, no VAT, and no property tax beyond a small stamp duty. The 12 percent accommodation tax is the principal lodging-tax line on the contract and the only structural government overhead on a villa week. Second: the peak season is long and weather-driven. The winter peak runs 15 December through 30 April; the temperatures are 26 to 29 degrees Celsius across the full peak, the water is 25 to 27 degrees, and the Bahamian high keeps rain to a minimum. The trade-off is hurricane season from 1 June through 30 November, with September the highest-risk month; rates drop 35 to 55 percent in August and September. Third: the chef bench is the strongest in the Caribbean villa market by a meaningful margin. Coco Bistro, Seven Stars (Seven), the Amanyara dining rooms, and the Beach Enclave kitchens have collectively trained a chef pool of roughly fifteen independents who work the villa circuit at $800 to $1,400 per service.

The rates below were verified against May 2026 cards from Beach Enclave (the largest TCI villa portfolio operator), Onefinestay, Vrbo Premier, Plum Guide, and four direct TCI managers operating on Grace Bay, Leeward, Long Bay, Chalk Sound, and the Amanyara reserve. All figures are weekly except line items.

No. I  ·  Headline Rates by Sub-market

The starting number, by sub-market, bedroom count, and season.

Headline weekly rate before the 12 percent accommodation tax, chef fees, the boat-day line, SUV rental, and the PLS transfer. Christmas Week runs 20 December through 3 January. Peak winter runs 15 December through 30 April. Shoulder is May, June, and the second half of November. Off season (hurricane season) is the first half of November and the August-September window when the islands stay open at reduced rates.

Bedrooms (top-tier sub-markets)Christmas WeekPeak winterShoulderOff season (Aug-Sep)
4 BR$18,000 to $48,000$11,000 to $28,000$7,500 to $18,000$5,200 to $12,500
5 BR$24,000 to $72,000$15,500 to $42,000$10,500 to $26,000$7,200 to $18,500
6 BR$32,000 to $95,000$20,000 to $55,000$13,500 to $34,000$9,500 to $24,000
6BR trophy (Grace Bay beach-front, Amanyara)$95,000 to $260,000$58,000 to $145,000$38,000 to $92,000$26,000 to $62,000
8 BR$48,000 to $140,000$28,000 to $80,000$18,500 to $48,000$13,500 to $32,000
10 BR+ beach-front estate$120,000 to $320,000$70,000 to $185,000$48,000 to $120,000$32,000 to $78,000
Sub-market (6BR, Christmas Week)Headline weekly rateNote
Grace Bay beach-front (central strand)$72,000 to $180,000The trophy band, walking to Grace Bay restaurants and Beaches Resort
Leeward (gated, marina-front)$48,000 to $120,000The second band, deep-water marina access, calmer beach line
Long Bay Beach (south-east Provo)$32,000 to $85,000Kite-surfing band, shallow water, calmer at peak
Chalk Sound & Taylor Bay (south-west Provo)$32,000 to $78,000Turquoise shallow water, family band, no surf
Amanyara & the north-west reserve$95,000 to $240,000Aman-adjacent, private reserve, walking-distance to the resort restaurant
Beach Enclave North Shore$58,000 to $140,000The branded-villa band, Babalua Beach, full staff
North Caicos & Middle Caicos$22,000 to $58,000Boat-only access from Leeward Marina, the off-grid band

Grace Bay beach-front is the single most price-disciplined sub-market in the Caribbean because of the 12-mile contiguous beach and the structural scarcity of beach-front lots. Long Bay and Chalk Sound offer the best dollar-per-bedroom inside the Provo envelope.

No. II  ·  The Line Items

What sits on top of the headline.

TCI accommodation tax: 12% of headline

The Turks and Caicos government applies a 12% accommodation tax on all short-term lodging, collected by the villa operator and remitted to the TCI Treasury. The line is itemized on the contract. The country has no income tax, no sales tax (VAT), and no property tax beyond a small stamp duty; the accommodation tax is the principal lodging tax. On a $48,000 weekly headline, the tax line is $5,760. On a $145,000 Christmas-Week trophy headline, the tax line is $17,400.

Service charge: 0 to 8% (operator-dependent)

Beach Enclave invoices a 5 to 8% service charge on top of the headline. The portfolio operators (Inspirato, Onefinestay) typically run a 6 to 8% service charge. Direct managers in TCI typically run 0 to 5%. Verify the line on the contract. The service charge is not a gratuity; staff gratuities are an additional line.

Cleaning fee: $800 to $2,400 per week

Most TCI managed villas itemize the post-stay cleaning fee. The line runs $800 to $1,400 for a four to five bedroom; $1,400 to $2,400 for a six to eight bedroom. Daily housekeeping is typically included in the headline (six days a week, Sunday off).

Staff: housekeeper, gardener, and pool typically included

The standard TCI luxury villa includes a daily housekeeper, gardener, and pool maintenance in the headline. The Beach Enclave and the trophy beach-front estates typically include a butler, a property manager, and 12-hour security. Cook is rarely included at the $32,000 to $95,000 band; some Beach Enclave properties include a part-time cook for breakfast and lunch in the headline. Verify the inclusions before signing.

Evening chef: $800 to $1,400 per service plus food at cost

An independent evening chef on Providenciales runs $800 to $1,400 per service plus food at cost for ten, the highest chef rate in the Caribbean villa market. The strongest chef benches are alumni of Coco Bistro, Seven Stars (Seven), the Amanyara dining rooms, and the Beach Enclave kitchens. Food cost lands at $100 to $220 per person depending on protein (Caribbean lobster, conch, fresh-caught wahoo, line-caught mahi), wine pairing, and whether a sommelier service is added. The Christmas-Week lead time runs ten to fourteen weeks. A typical TCI week books three to four chef nights, with the rest as restaurant nights at Coco Bistro, Seven, and the Grace Bay strand.

Boat charter (Provo reef, Iguana Island, North Caicos): $2,400 to $6,800 per day

A 32-foot center-console (Boston Whaler 320 or similar) for a Provo reef snorkeling day with captain and mate runs $2,400 to $3,800 plus fuel ($220 to $380) and 18% captain tip. A 45 to 55-foot Hatteras or Ocean Yachts charter with two crew runs $4,200 to $5,800 per day plus fuel and tip. A 65-foot Viking or similar for a North Caicos and Middle Caicos day runs $5,800 to $6,800 plus fuel and tip. The canonical Provo week books two boat days: one Provo reef and Iguana Island half-day, one North or Middle Caicos full-day with conch shack lunch at Bottle Creek.

Restaurant nights: $80 to $260 per head

The TCI restaurant line is moderate by Caribbean luxury standards. Coco Bistro (Grace Bay) runs $120 to $180 per head before wine. Seven Stars Resort (Seven) runs $140 to $220. Amanyara dining (open to villa guests by reservation) runs $180 to $260. Da Conch Shack (Blue Hills) runs $40 to $80 and is the canonical conch lunch. A family of eight at Coco Bistro with reasonable wine lands between $1,600 and $2,400. The reservation lead time at Coco Bistro and Seven runs eight to ten weeks in Christmas Week, three to five in shoulder.

SUV rental: $120 to $240 per day

An SUV rental from PLS runs $120 to $240 per day during Christmas Week (Jeep Wrangler, Ford Explorer, Toyota Highlander band). Provo is a left-hand-drive country with British driving rules (drive on the left). The road network is straightforward; self-drive is the working pattern across the island. A second SUV for the week runs $560 to $1,080. The villa concierge coordinates.

PLS transfers: $120 to $240 each way

PLS is 8 miles from central Grace Bay. A Cadillac Escalade or Suburban from PLS to a Grace Bay villa runs $120 to $180 each way (12 to 20 minutes). PLS to Leeward runs $140 to $220 (15 to 25 minutes). PLS to Chalk Sound runs $160 to $240 (15 to 22 minutes). PLS to Long Bay runs $140 to $220 (15 to 25 minutes). Most luxury villas include the arrival transfer; verify before signing. The Amanyara reserve transfer runs $220 to $320 each way (45 minutes via the unpaved access road).

Pre-stock and provisioning: $600 to $1,800

Arrival provisioning (oils, vinegars, bread, wine, breakfast supplies for two days, Caribbean pantry staples) runs $600 to $1,000 for a family of six and $1,200 to $1,800 for a group of twelve. The villa concierge coordinates through Graceway IGA or Quality Supermarket. The wine line runs higher than US mainland equivalents because of the import duties; plan for $40 to $90 per bottle on the standard well wines.

Gratuities: $150 to $350 per staff member per week

TCI villa staff are paid through the operator. A cash gratuity on departure of $150 to $350 per staff member per week is the practice at the TCI tier. For a five-staff villa on a seven-night stay (housekeeper, second housekeeper or gardener, property manager, butler if applicable, occasional security), plan for $900 to $1,800 in cash gratuities. The villa manager distributes.

No. III  ·  Worked Examples

Three weeks. Three real totals.

Three trip configurations we priced for clients in 2024 and 2025. Numbers verified against the source contracts. The takeaway: the line items add 30 to 45 percent on top of the headline rate, a moderate premium by Caribbean standards because the country’s no-VAT, no-sales-tax structure keeps the government overhead light.

Example I

Two couples, late February, four-bedroom Chalk Sound villa.

Headline: $18,500 / wk (peak winter, Chalk Sound turquoise-shallow side).

Accommodation tax (12%) $2,220. Service charge (5% direct manager) $925. Cleaning fee $1,200. Two evening chef services ($1,000 each) $2,000 plus food $1,400. Pre-stock $720. SUV rental seven days at $140 = $980. PLS round-trip Escalade $320. Coco Bistro dinner for four $880. Seven dinner for four $1,040. Da Conch Shack lunch $220. Reef boat day, 32-foot center-console $2,800 plus fuel $260 plus tip $620. Gratuities $640.

All-in: $33,725 for the week.
Premium over headline: 82%.

Example II

Family of 10, Christmas Week, six-bedroom Grace Bay beach-front villa.

Headline: $92,000 / wk (Grace Bay central strand, butler included).

Accommodation tax (12%) $11,040. Service charge (7% Beach Enclave) $6,440. Cleaning fee $2,200. Four evening chef services ($1,200 each) $4,800 plus food $4,800. Pre-stock $1,400. SUV rental seven days plus second SUV four days $1,940. PLS round-trip Escalade $360. Coco Bistro dinner for 10 $2,400. Seven dinner for 10 $2,800. Amanyara dining $3,800. Reef boat day, 45-foot Hatteras $4,800 plus fuel $320 plus tip $920. North Caicos boat day, 55-foot Hatteras $5,400 plus fuel $420 plus tip $1,040. Da Conch Shack lunch $480. Gratuities $1,500.

All-in: $148,860 for the week.
Premium over headline: 62%.

Example III

Group of 14, Presidents Day week, eight-bedroom Amanyara reserve villa.

Headline: $120,000 / wk (Amanyara reserve trophy, butler, on-site chef, and concierge included).

Accommodation tax (12%) $14,400. Service charge (8% Aman) $9,600. Cleaning fee $3,200. Five evening chef services (on-site chef in headline, supplement for tasting nights) $3,200 plus food $7,800. Pre-stock $2,400. SUV rental seven days plus second SUV five days $2,820. PLS round-trip Escalade twice $640. Amanyara dining four nights for 14 $14,400. Coco Bistro dinner for 14 $3,400. Reef boat day, 55-foot Hatteras $5,400 plus fuel $420 plus tip $1,040. North Caicos boat day, 65-foot Viking $6,400 plus fuel $480 plus tip $1,220. Iguana Island and conch-shack lunch day $3,200. Gratuities $2,800.

All-in: $202,820 for the week.
Premium over headline: 69%.

Dollar figures as quoted. The Amanyara service-charge line in Example III runs higher than the market norm because of the resort-adjacent service tier. Example I’s 82 percent premium on an $18,500 Chalk Sound headline is the small-headline-large-boat-and-chef-line pattern that defines most TCI weeks; the boat day and the two chef nights together add roughly $7,000 on a $18,500 base.

No. IV  ·  Reducing the Bill

How to cut the total, without cutting the trip.

Six levers move the all-in figure on a Turks and Caicos week.

Move to early November or late April. The headline drops 35 to 50 percent from Christmas Week. The water is still 26 degrees. The reef visibility is at its annual peak in November. The restaurants are reservable on the day.

Trade Grace Bay beach-front for Long Bay or Chalk Sound. Different water (Long Bay shallow turquoise, Chalk Sound mirror-flat turquoise), same Provo access, 45 to 65 percent cheaper at matched bedroom count. The downside is the loss of walking-to-restaurants access; the upside is a calmer, less-trafficked beach line.

Pace the boat days. Two boat days a week, not four. The other days, swim from the villa or off the Grace Bay strand. Save $4,000 to $9,000 on the line.

Skip the Amanyara dining unless the trip is Aman-anchored. Amanyara dining is $180 to $260 per head before wine. Coco Bistro and Seven deliver the same quality at half the rate. Reserve Amanyara dining for the one anchor-night of the week.

Choose hurricane season with the right insurance. August and early November rates run 35 to 55 percent below winter peak. The trip-cancellation rider on a major-named-storm event must be in the policy; verify the named-storm clause before purchase. September is the only month we recommend against booking on a fixed-date basis.

The sixth lever. Beach Enclave runs a quiet rebook list when a Christmas-Week or Presidents-Day-Week booking moves; trophy villas release 12 to 25 percent below the original rate inside the 30-day window. Three TCI direct managers run similar lists. The Vrbo and Onefinestay portfolios are structurally less flexible on rebooks. Email any of the strong direct managers in early November for the Christmas-Week opening, late January for the Presidents-Day-Week opening.

FAQ

The questions readers ask.

What does a Turks and Caicos villa cost per week at Christmas?

For a six-bedroom Grace Bay or Leeward villa over Christmas Week (20 December through 3 January), the headline weekly rate runs $32,000 to $145,000. Trophy beach-front estates on Grace Bay run $95,000 to $260,000. After the 12 percent TCI accommodation tax, chef fees, the boat-day line, the PLS transfer, and the reef-tour budget, the all-in week typically lands 30 to 45 percent above the headline.

What is the 12 percent accommodation tax in Turks and Caicos?

The Turks and Caicos government applies a 12 percent accommodation tax on all short-term lodging, collected by the villa operator and remitted to the TCI Treasury. The line is itemized on the contract. The country has no income tax, no sales tax (VAT), and no property tax beyond a small stamp duty; the accommodation tax is the principal lodging tax. On a $48,000 weekly headline, the tax line is $5,760.

When is peak season in Turks and Caicos?

The country has one extended winter peak: 15 December through 30 April, with sharp premiums during Christmas-New Year, Presidents Day weekend, and the spring break weeks of mid-March to mid-April. The shoulder runs May, June, and the second half of November. Hurricane season runs August through October; rates drop 35 to 55 percent, the trade-off is real storm risk in September. The water and snorkeling conditions hold from mid-November through July.

Which Turks and Caicos sub-market should I rent in?

Three answers depending on the trip. Grace Bay (the 12-mile north-shore beach, walking access to Beaches Resort and the Grace Bay restaurants) is the standard recommendation for first-time TCI buyers. Leeward (gated, eastern Provo, deep-water marina access, calmer beach line) is the second band, ideal for boat-day-focused groups. Chalk Sound and Taylor Bay (south-west Provo, turquoise shallow water, calmer beaches) is the family band. Long Bay (south-east Provo, kite-surfing) is the active-week band. Amanyara villas (private north-west reserve) run a separate trophy band.

How much does a chef in Turks and Caicos cost?

An independent evening chef on Providenciales runs $800 to $1,400 per service plus food at cost for ten. The strongest chef benches are alumni of Coco Bistro, Seven Stars (Seven), the Amanyara dining rooms, and the Beach Enclave kitchens. Food cost lands at $100 to $220 per person depending on protein, wine pairing, and whether a sommelier service is added. The Christmas-Week lead time runs ten to fourteen weeks.

What is the PLS (Providenciales) transfer math?

PLS is the only commercial airport in TCI and is 8 miles from the central Grace Bay corridor. A Cadillac Escalade or Suburban from PLS to Grace Bay runs $120 to $180 each way (12 to 20 minutes). PLS to Leeward runs $140 to $220 (15 to 25 minutes). PLS to Chalk Sound runs $160 to $240 (15 to 22 minutes). PLS to Long Bay runs $140 to $220 (15 to 25 minutes). Most luxury villas include the arrival transfer; verify before signing. The North Caicos and Middle Caicos villas require a ferry or charter boat from Leeward Marina (45 minutes).

Is the hurricane-season discount worth it?

Conditional. Hurricane season runs 1 June through 30 November; September is the highest-risk month. TCI is south of the typical Atlantic hurricane track, with major impact roughly one in every five years. Headline rates drop 35 to 55 percent in August and September. The right call: book August or early November and carry comprehensive travel insurance covering named-storm cancellation. The wrong call: book mid-September unless the trip can flex within seven days.

The Buyer’s Guide PDF

The full destination cost report.

The 20-page PDF with line-item math for Grace Bay, Leeward, Long Bay, Chalk Sound, Amanyara, Beach Enclave, and North Caicos; the seven chefs we have used by name across Providenciales; the four boat captains we trust for the reef and the North Caicos day; the named-storm insurance clauses to read line-by-line; and the rebook calendar for Christmas Week. Free. We trade it for an email.

Get the Turks and Caicos cost report

The For Kings Network

The rest of the Turks and Caicos trip.

When a hotel beats a villa on the booking math. The restaurants worth booking before the trip. The bars that take a rum programme seriously.