The west-coast beaches carry the premium, and the order is settled. Kamala, often called the Millionaire’s Mile for the cliff estates above the bay, sits at the top, with Surin just behind. Both are walking-distance-to-the-sand beachfront with the island’s highest cliff-front stock.
Layan and Bang Tao offer flatter, family-friendly beachfront for a little less, and the long Bang Tao strip has the most villas in the high band. Cape Yamu, on the calmer east side facing Phang Nga Bay, trades surf for sunrise views and some of the largest single estates on the island. Nai Thon and Nai Yang, to the north, are the value pockets, quieter and a short drive from the airport.
Thai VAT: 7 percent
Thailand applies 7 percent VAT on accommodation and services, a rate held below the statutory 10 percent and renewed by the government each year. On a $20,000 high-season week that is $1,400. Some villas quote rates inclusive of VAT and some add it, so ask which before you compare two houses side by side.
Food for the cook
The cook’s labor is usually included; the groceries are not. Plan on $40 to $80 per person per day for a Thai-led menu with market produce and seafood, more if you want imported wine and Western cuts. For a family of six over a week, that is roughly $1,700 to $3,400.
Extra staff and transport
A car with a driver runs $80 to $120 per day, which most groups treat as essential given the island’s hills and distances. A dedicated Western chef adds $150 to $250 per day plus food. Spa therapists, babysitters, and a second housekeeper for large parties are all bookable through the villa manager.
Security deposit
Expect a refundable deposit of $1,500 to $10,000 depending on the value of the villa, taken by card hold or transfer before arrival and returned within two weeks of checkout.