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Cost Guide  ·  Cape Cod

What Cape Cod Villas Actually Cost

A six-bedroom waterfront house in Osterville or Chatham over peak summer (4 July through Labor Day) lists at $18,000 to $65,000 per week. Trophy Nantucket Sound and Pleasant Bay waterfront estates run $55,000 to $160,000. The entry to the luxury band starts near $14,000 a week for a strong non-waterfront house in the villages. After the Massachusetts room occupancy excise (the state 5.7 percent, the local town rate, and the 2.75 percent Cape Cod and Islands Water Protection Fund, which combine to roughly 12.45 to 14.45 percent), the departure cleaning fee ($600 to $2,200), the chef line, and the Boston Logan transfer ($280 to $480 each way), the all-in week lands 18 to 30 percent above the headline. The full structure, line by line, with three worked examples.

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Peak summer (Jul 4 – Labor Day)$18,000 to $65,000 / 6BR waterfront / wk
Trophy waterfront$55,000 to $160,000 / wk
MA room occupancy excise (combined)12.45% to 14.45%
Water Protection Fund2.75% of headline
Cleaning fee (departure)$600 to $2,200
Last verified2026-05

Cape Cod pricing has three structural facts worth understanding before reading the bands. First: the tax line is a stack, not a single rate. Massachusetts charges a 5.7 percent state room occupancy excise on short-term rentals of 31 days or fewer. Each Cape town adds a local option of up to 6 percent. Every town in Barnstable County belongs to the Cape Cod and Islands Water Protection Fund, which adds 2.75 percent. The combined excise runs roughly 12.45 to 14.45 percent depending on the town, and it is itemized on the lease. A stay of 32 nights or longer is exempt, which is why a handful of families book a calendar month rather than two weeks. Second: this is a Saturday-to-Saturday, book-a-year-ahead market for the best waterfront, unlike the on-demand Caribbean. Third: the Sagamore and Bourne bridges are the only two ways onto the Cape by car, and a summer Friday at the rotary is the single most predictable friction point of the trip.

The rates below were verified against May 2026 cards from Sotheby’s International Realty (Osterville and Chatham desks), Kinlin Grover Compass, the Oyster Harbors rental list, Robert Paul Properties, WeNeedaVacation, Vrbo Premier, and three direct Cape managers operating Osterville, Chatham, and the Outer Cape. All figures are weekly except line items. Currency is US dollars.

No. I  ·  Headline Rates by Village

The starting number, by village, bedroom count, and season.

Headline weekly rate before the room occupancy excise, the departure cleaning fee, the chef line, the Boston Logan transfer, and the housekeeping add-on. Peak summer runs the Fourth of July through Labor Day, Saturday to Saturday, with the firmest minimums. Shoulder runs late May through mid-June and September. Off season is October through April; most luxury houses come off the market.

Bedrooms (Osterville / Chatham waterfront)Peak summer (Jul-Aug)Late JuneSeptember shoulder
4 BR$11,000 to $32,000$7,500 to $20,000$6,000 to $16,000
5 BR$14,000 to $46,000$9,500 to $28,000$8,000 to $22,000
6 BR$18,000 to $65,000$12,500 to $40,000$10,000 to $32,000
6BR trophy (Nantucket Sound / Pleasant Bay front)$55,000 to $160,000$36,000 to $98,000$28,000 to $78,000
8 BR$32,000 to $92,000$22,000 to $60,000$17,000 to $48,000
10 BR+ compound$60,000 to $185,000$40,000 to $120,000$32,000 to $92,000
Village (6BR, peak summer)Headline weekly rateNote
Oyster Harbors (gated, Osterville)$45,000 to $135,000The trophy band, gated island in Cotuit Bay, Wianno Club access, deepest waterfront
Osterville village waterfront$32,000 to $85,000The calm Nantucket Sound side, Dowses Beach, the working luxury core
Chatham (Pleasant Bay / Stage Harbor)$28,000 to $78,000The elbow, Chatham Bars Inn anchor, the postcard band, Atlantic and bay sides
Truro / Wellfleet (Outer Cape)$18,000 to $52,000The dune-and-bay-beach band, design-forward, quieter pace, oyster country
Falmouth / Woods Hole$16,000 to $42,000The family band, closest to the bridges and the island ferries, Vineyard Sound
Brewster / Dennis (bay side)$14,000 to $36,000The value band, flat warm bay beaches, the best dollar per bedroom

Oyster Harbors is the most price-disciplined corridor on the Cape because of the gated-island scarcity and the Wianno Club membership gate. Brewster and Dennis on the bay side give a young family the warm, flat, shallow water that the Atlantic side does not, at the best dollar per bedroom in this table.

No. II  ·  The Line Items

What sits on top of the headline.

Room occupancy excise: 12.45% to 14.45% (the stack)

The Massachusetts state excise is 5.7%. The local town option runs up to 6% (most Cape towns sit at 4 to 6%). The Cape Cod and Islands Water Protection Fund adds 2.75%. On a $32,000 weekly headline at the top combined rate, the excise line is $4,624. The tax applies to stays of 31 nights or fewer and is itemized on the lease. A 32-night-or-longer stay is exempt, which is the structural reason a calendar-month booking can pencil out against two separate two-week stays.

Departure cleaning fee: $600 to $2,200

A one-time departure cleaning fee is standard and itemized, scaling with the size of the house. A six-bedroom waterfront house runs $1,000 to $1,800; a 10-bedroom compound runs up to $2,200. This is the US vacation-rental model, separate from any in-stay housekeeping you add.

Housekeeping (in-stay): $40 to $65 per hour

Most Cape houses do not include daily housekeeping in the headline. A daily or mid-week housekeeper runs $40 to $65 per hour, typically a four-hour minimum. For a six-bedroom house, plan on a mid-week refresh and a daily tidy at $1,000 to $1,800 for the week. The trophy Oyster Harbors and Chatham estates increasingly fold a property manager and a mid-week clean into the headline.

Evening chef: $600 to $1,200 per service plus food at cost

An independent evening chef runs $600 to $1,200 per service plus food at cost for ten. The Cape chef bench is smaller than a Caribbean market and books out for the season by spring. The strongest cooks are alumni of the Chatham Bars Inn, the Wequassett, and the Provincetown fine-dining rooms. Food cost lands at $90 to $180 per person depending on protein (Wellfleet oysters, day-boat cod and fluke, in-season bluefin, lobster). A raw-bar setup runs $40 to $70 per head.

Restaurant nights: $70 to $200 per head

The Chatham Bars Inn STARS dining room runs $120 to $190 per head before wine. The Ocean House in Dennis Port runs $90 to $150. The Red Inn in Provincetown runs $90 to $160. The Pearl in Wellfleet runs $70 to $120. The Regatta in Cotuit runs $100 to $160. A family of eight at the Chatham Bars Inn with wine lands between $1,400 and $2,000. The August reservation lead time at the strongest rooms runs three to six weeks; the Fourth of July and the Pops-by-the-Sea weeks are the hardest.

Boat and water: $1,000 to $6,500 per day

A center-console for a Nantucket Sound or Pleasant Bay day runs $1,000 to $2,400 with a captain plus fuel. A 40 to 50-foot sport-fisher for a striped-bass or bluefin charter runs $2,200 to $4,200. A day-trip to Nantucket or Martha’s Vineyard by private boat runs $3,500 to $6,500. Many waterfront houses include a mooring or a dock; a Boston Whaler or a small day boat for the week rents at $2,500 to $4,500. The seal-and-shark advisory on the Chatham Atlantic side is real; the bay and Sound sides are the swimming water.

Boston Logan transfers: $280 to $480 each way (SUV)

A private car or SUV from BOS to Osterville or Chatham runs $280 to $480 each way (90 minutes to 2.5 hours; the variance is entirely the Sagamore and Bourne bridge traffic). A Sprinter van for groups of eight or more runs $480 to $750. Cape Air flies BOS to Hyannis (HYA) in roughly 25 minutes and to Provincetown (PVC) in 35; a one-way Cape Air leg runs $90 to $180 per person and removes the bridge entirely for the groups that want it.

Pre-stock and provisioning: $700 to $2,400

Arrival provisioning runs $700 to $1,100 for a family of six and $1,400 to $2,400 for a group of twelve, coordinated through Roche Bros in Mashpee or the Chatham and Orleans markets. The lobster and oyster line is the Cape’s structural advantage: a clambake delivery for twelve from a Wellfleet or Chatham fishmonger runs $700 to $1,400. Wine is mainland-priced, no import premium.

No. III  ·  Worked Examples

Three weeks. Three real totals.

Three trip configurations we priced for clients in 2024 and 2025. Numbers verified against the source leases. The takeaway: the line items add 18 to 30 percent on top of the headline, a lighter premium than the staffed Caribbean because the Cape model is self-catered by default and the tax line, while a stack, tops out near 14.45 percent.

Example I

Two families, late June, five-bedroom Osterville waterfront house.

Headline: $24,000 / wk (late June, Osterville Nantucket Sound side, dock and mooring).

Room occupancy excise (14.45%) $3,468. Departure cleaning $1,200. Mid-week housekeeping $900. Chef three nights food cost at $120 per person for eight = $2,880 plus chef fees $2,400. Pre-stock $980. BOS round-trip SUV $760. Chatham Bars Inn dinner for eight $1,400. Pearl dinner for eight $760. Day boat for the week $3,200. Clambake delivery $900.

All-in: $42,248 for the week.
Premium over headline: 76%.

Example II

Family of 12, first week of August, eight-bedroom Oyster Harbors estate.

Headline: $78,000 / wk (Oyster Harbors gated, Wianno Club access, property manager included).

Room occupancy excise (14.45%) $11,271. Departure cleaning $2,000. Daily housekeeping $2,200. Chef five nights food cost at $160 per person for 12 = $9,600 plus chef fees $4,800. Raw-bar party $840. Pre-stock $2,200. BOS round-trip Sprinter $1,400. STARS at Chatham Bars Inn for 12 $2,200. Regatta for 12 $1,800. Nantucket day by private boat $5,800. Striped-bass charter $3,200. Gratuities (staff) $1,200.

All-in: $130,311 for the week.
Premium over headline: 67%.

Example III

Group of 10, September shoulder, six-bedroom Chatham house.

Headline: $26,000 / wk (September, Chatham near Stage Harbor, walk to town).

Room occupancy excise (14.45%) $3,757. Departure cleaning $1,400. Mid-week housekeeping $1,000. Chef four nights food cost at $130 per person for 10 = $5,200 plus chef fees $3,200. Pre-stock $1,400. BOS round-trip SUV plus a Cape Air leg $1,100. Chatham Bars Inn dinner for 10 $1,800. Red Inn Provincetown for 10 $1,400. Center-console day $1,600. Clambake delivery $1,100.

All-in: $48,957 for the week.
Premium over headline: 88%.

Dollar figures as quoted. The Oyster Harbors August math (Example II) carries the lowest premium-over-headline at 67 percent because the large headline absorbs the fixed chef, transfer, and boat lines. The smaller houses carry the higher premiums because those same fixed lines do not shrink. On the Cape, the chef and boat lines, not the tax, drive the premium.

No. IV  ·  Reducing the Bill

How to cut the total, without cutting the trip.

Five levers move the all-in figure on a Cape Cod week, and one thing we would pass on.

Book September, not August. The water is still warm, the headline drops 25 to 40 percent, the bridge traffic vanishes, and the restaurant lead time collapses. The first two weeks of September are the single best-value window on the Cape, and the locals know it.

Consider the 32-night booking. A stay of 32 nights or longer is exempt from the room occupancy excise. For a family planning most of a summer month, a single 32-night lease can beat two separate two-week stays once the 14.45 percent excise drops out. Run the math; it does not always win, but it often does.

Trade the Atlantic side for the bay side. Brewster and Dennis give a young family flat, warm, shallow water and the best dollar per bedroom in the table. The Chatham Atlantic side carries the seal-and-shark advisory and colder water. For swimming with children, the bay side is both cheaper and better.

Self-cater four nights, chef two. The Cape’s lobster, oysters, and day-boat fish make self-catering genuinely good here, unlike a market where you are paying a chef to fix mediocre groceries. Book the chef for two anchor nights and run a clambake delivery for the rest. Save $2,000 to $4,000 on the labor line.

Fly Cape Air over the bridge. For a group landing at Logan on a summer Friday, a Cape Air leg to Hyannis at $90 to $180 a head removes the worst two hours of the trip. The math is close to a Sprinter once you count the time.

What we would pass on: the non-waterfront house marketed at a waterfront price. The Cape’s value is the water at the door. A six-bedroom inland house at $30,000 a week is overpaying for a place you will leave every day to find a beach. Either buy the waterfront or drop to the village-walkable house at a lower band; the awkward middle is the one trap in this market.

FAQ

The questions readers ask.

What does a Cape Cod villa cost per week in summer?

For a six-bedroom waterfront house in Osterville, Chatham, or Oyster Harbors over peak summer, the headline weekly rate runs $18,000 to $65,000. Trophy Nantucket Sound and Pleasant Bay waterfront estates run $55,000 to $160,000. After the room occupancy excise, the cleaning fee, the chef line, and the Boston Logan transfer, the all-in week typically lands 18 to 30 percent above the headline.

What taxes apply to Cape Cod villa rentals?

Massachusetts applies a room occupancy excise to short-term rentals of 31 nights or fewer. The state rate is 5.7 percent, each town adds a local option up to 6 percent, and every Barnstable County town adds the 2.75 percent Cape Cod and Islands Water Protection Fund. The combined rate runs roughly 12.45 to 14.45 percent. A stay of 32 nights or more is exempt.

When is peak season on Cape Cod?

Mid-June through Labor Day. The Fourth of July week and the first three weeks of August carry the sharpest premiums and the firmest Saturday-to-Saturday minimums. Shoulder runs late May through mid-June and September, when the water is still warm and the bridge traffic disappears. Off season is October through April; most luxury houses come off the market.

Which Cape Cod village should I rent in?

Four answers. Osterville and Oyster Harbors are the trophy band on the calm Nantucket Sound side. Chatham at the elbow is the postcard band with the Chatham Bars Inn anchor. The Outer Cape (Wellfleet and Truro) is the dune-and-bay band, quieter and design-forward. Falmouth and Woods Hole are the family band closest to the bridges and the island ferries.

How much does a private chef on Cape Cod cost?

An independent evening chef runs $600 to $1,200 per service plus food at cost for ten. The Cape bench is smaller than a Caribbean market and books out by spring. Food cost lands at $90 to $180 per person depending on protein (Wellfleet oysters, day-boat cod and fluke, in-season bluefin, lobster). A raw-bar setup runs $40 to $70 per head. Book the chef before the second week.

What is the Boston Logan transfer math?

A private SUV from BOS to Osterville or Chatham runs $280 to $480 each way (90 minutes to 2.5 hours; the variance is the Sagamore and Bourne bridge traffic). A Sprinter for eight or more runs $480 to $750. Cape Air flies BOS to Hyannis in 25 minutes and Provincetown in 35 at $90 to $180 per person, which removes the bridge entirely.

Are cleaning fees and staff separate on Cape Cod?

Cape Cod runs closer to the US vacation-rental model than the staffed-villa Caribbean model. A departure cleaning fee of $600 to $2,200 is standard and itemized. Most houses do not include daily housekeeping or a cook; you add a housekeeper at $40 to $65 per hour and a chef per service. The trophy estates increasingly include a property manager and a mid-week clean. Verify what is bundled.

The Buyer’s Guide PDF

The full destination cost report.

The 20-page PDF with line-item math for Oyster Harbors, Osterville, Chatham, the Outer Cape, and the bay-side villages; the room occupancy excise schedule by town for May 2026; the five chefs we have used by name on the Cape; the clambake and raw-bar vendors we trust; and the bridge-traffic and ferry timing notes that save the arrival day. Free. We trade it for an email.

Get the Cape Cod cost report

The For Kings Network

The rest of the Cape Cod trip.

When a hotel beats a villa on the booking math. The restaurants worth booking before the trip. The bars worth the drive across the bridge.