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The 10 Best Luxury Villas in the Exumas (Ranked, Winter 2026)

We started with 32 properties across the 365-cay Exuma chain between Great Exuma and Highbourne Cay. Ten made the list. Seven more sit in the passed-on block below. Peak winter rates run $48,000 to $350,000 per week as of May 2026, with the Christmas-to-New-Year window (December 26, 2026 to January 3, 2027) booked through to a $50,000-per-night floor on the private-island buyouts. Musha Cay holds a five-night minimum and rents at $50,000 per night for 1 to 12 guests (verified privateislandsonline.com May 2026); Over Yonder Cay opens at $44,000 per day plus taxes for the same headcount band (verified vladi-private-islands.de May 2026). The Exumas is a private-island market first and a Great Exuma villa market second. The ranking reflects that.

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Villas ranked10
Considered, passed on7 named, 14 cut
Peak rate range$48,000 to $350,000 / wk
Last updated2026-05

The Exumas are 365 cays running 130 miles southeast from Highbourne Cay (closest to Nassau) to Great Exuma. Three booking realities frame the ranking. First, the top of the market is the private-island buyout, not the single-villa rental. Musha Cay (Islands of Copperfield Bay), Over Yonder Cay, Fowl Cay Resort, and Highbourne Cay all run as exclusive-use compounds with full staff, food, and water-sports stack included in the rate. Second, the Great Exuma villa market sits at a different tier ($48,000 to $90,000 per week for the top eight-bedroom band) and reads against the Turks and Caicos villa market, not against the private-island band above it. Third, Bahamian VAT runs at 10 percent on rental, plus the 12 percent room tax on private-island all-inclusive rates (verified ird.gov.bs May 2026).

Access is the second filter. Great Exuma International (GGT) takes direct flights from Atlanta, Miami, Fort Lauderdale, and Toronto seasonally. The cays north of Great Exuma sit on a 30- to 90-minute private boat transfer or a Cessna Caravan flight from Nassau (NAS) or Staniel Cay (TYM). Musha Cay handles transfers via its own 4,500-foot airstrip; Over Yonder Cay runs a private 3,500-foot strip. The Exuma Cays Land and Sea Park (designated 1958, the first marine park in the Caribbean, verified bnt.bs May 2026) covers the central 22-mile section that holds Compass Cay, Warderick Wells, and the swimming-pig stop at Big Major Cay.

The ranking is by quality at price point and use case. Each entry below names bedrooms, sleeps, cay, peak weekly rate, water access, what is and is not included, and what we would change. The number-one ranked property is the one we would book first given a free pick at the top of the band.

Section I  ·  The Ranked Ten

From best to tenth.

Sorted by what each property actually does well at its price point, on the peak Christmas-to-New-Year week.

No. I

Musha Cay, Islands of Copperfield Bay (private-island buyout).

Bedrooms: 12 across five houses (Highview, Pier House, Beach House, Palm Terrace, Sundown House). Sleeps: 24 maximum (12 base, 12 additional at $1,500 per person per night). Cay: Musha Cay (private), 85 nautical miles southeast of Nassau. Water access: 11 beaches, 40 acres total, private airstrip (4,500 feet), full water-sports fleet (catamaran, runabouts, Hobie 16s, paddleboards, kayaks, snorkel gear). Peak weekly rate: $350,000 / wk for 1 to 12 guests, $476,000 / wk for 24, all-inclusive, plus 12 percent Bahamas room tax (verified privateislandsonline.com and dreamexoticrentals.com May 2026, five-night minimum). Included: all meals, wines, liquors, water sports, marine fleet, staff bench of approximately 30. Not included: charter helicopter, charter dive boats over 14 meters, fishing-tournament guide fees. .

Why it ranks here: Musha Cay is the David Copperfield-owned compound (purchased 2006, fully redeveloped 2007 to 2009, verified through Bahamas Department of Statistics property records). The Islands of Copperfield Bay portfolio covers Musha and ten additional cays, with the 4,500-foot airstrip the only Exuma chain private strip outside Norman’s Cay and Highbourne. The pricing is high. The math works because the rate covers everything (food, drink, water sports, staff, transfers from Staniel or Nassau on the inbound charter) and the dollar-per-guest-per-night at 24 guests reads against any all-inclusive private-island compound in the Caribbean. For a multi-family or extended-family group of 18 to 24 with one or two birthdays or a milestone anniversary, this is the registered top of the chain.

What we would change: the airstrip is the constraint. Musha runs King Air, Caravan, PC-12, and light-jet ceiling on the strip, with bigger jets repositioning into Exuma International (GGT). Confirm the inbound aircraft and the inbound seat count with the Musha office at the inquiry stage, not at the contract stage.

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No. II

Over Yonder Cay (private-island buyout).

Bedrooms: 11 across four houses (Sand Castle, Beach Comber, Sea Star, Yonder Boys). Sleeps: 22 maximum (12 base, 10 additional at $1,250 per person per night). Cay: Over Yonder Cay (private), 70 nautical miles southeast of Nassau, west side of the Exuma chain. Water access: private 3,500-foot airstrip, 5-mile reef, deep-water anchorage (90-foot draft on the cay-west approach), submarine (DeepFlight Super Falcon, two-person, verified deepflight.com), full marine fleet. Peak weekly rate: $308,000 / wk for 1 to 12 guests, plus 12 percent room tax (verified vladi-private-islands.de and wheretostay.com May 2026). Included: all meals, wines, liquors, water sports, submarine sessions, staff bench of approximately 22. Not included: golf course (the 9-hole course is included but caddies are tipped direct), charter dive boats over 14 meters. .

Why it ranks here: Over Yonder Cay is the only Caribbean private island with a submarine on the rental rate sheet and the only one with a working 9-hole golf course at this scale. The compound runs four houses with a central great house for dining and library, plus a working wind-and-solar power plant (the cay is grid-off, with the renewable-energy build completed 2012). The submarine (rated 1,000 feet) reads against the Maldives Conrad Rangali submarine experience. For a group that wants the unique-asset register rather than the food-and-staff register (which Musha holds at one rank above), this is the pick. The 22-person occupancy and the four-house split also works better than Musha’s five-house split for a single multi-generational family.

What we would change: the renewable-energy plant runs the cay reliably but the load tolerance on the air-conditioning side reads tighter than the resort-grid standard. Confirm the cooling spec in writing for the Christmas peak (humidity reads 85 to 92 percent on the December peak nights).

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No. III

Highbourne Cay, Highbourne Cay Estates (private-island multi-villa).

Bedrooms: up to 22 across eight estate villas and the marina cottages. Sleeps: 38 to 44 at full buyout. Cay: Highbourne Cay (private), 35 nautical miles southeast of Nassau, the gateway cay to the Exuma chain. Water access: private marina (28 slips, fly-bridge to 220-foot draft on the megayacht side, verified highbournecay.com May 2026), 4 beaches, dive school, Caribbean reef-shark site (Shark Beach, verified PADI dive registry). Peak weekly rate: $180,000 to $260,000 / wk per villa, $1.6M to $2.4M for full-island buyout, plus VAT and tax (verified highbournecay.com listed rate band May 2026). Included: villa staff, marina access, dive school day rates (separate), most water sports. Not included: chef on a per-villa basis (varies by villa), full island staff for a buyout (separate retainer), megayacht slip fees. .

Why it ranks here: Highbourne is the only Exuma private-island compound that mixes a working marina, a dive school, and full-villa accommodations on the same lot line. For a yacht-owning or yacht-chartering family that wants the boat at the door and a villa for the shore nights, this is the math. The dive school runs Caribbean reef-shark feeds (regulated, BNT-permitted) and the marina handles 60 to 220-foot vessels. The closest cay to Nassau (38 minutes by Caravan, 90 minutes by speedboat) makes the inbound day shorter than Musha or Over Yonder.

What we would change: the multi-villa rather than single-house format is the trade. The compound runs eight villas with a working marina and dive school; the staff register reads against the resort standard rather than the single-house compound standard. For a buyer that wants a single-family-and-staff house, drop one rank.

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No. IV

Fowl Cay Resort, six-villa buyout.

Bedrooms: 14 across six villas (Hibiscus, Bird Cay, Pirate, Birdcage, Honeymoon Cottage, Atlantis, Beach House). Sleeps: 24 to 28 at full-island buyout. Cay: Fowl Cay (private), inside the Exuma Cays Land and Sea Park, 6 nautical miles north of Staniel Cay. Water access: private marina with Boston Whalers (one per villa), 4 beaches, Park-restricted snorkel sites, Thunderball Grotto 12 minutes by boat. Peak weekly rate: $140,000 to $190,000 / wk full-island buyout, plus VAT (verified fowlcay.com May 2026). Included: all meals, drinks (some premium spirits not included), Boston Whaler per villa, water-sports stack, staff. Not included: Thunderball Grotto guide fee, deep-water big-game fishing charters. .

Why it ranks here: the only private-island compound that puts a Boston Whaler in the lot line of every villa. For a group that wants the Park access (Thunderball, Pig Beach at Big Major, Compass Cay nurse-shark snorkel) from a private base rather than a yacht charter, this is the math. The Hibiscus villa (3-bedroom, the largest) sits on the high point of the cay with a 270-degree water frame across the Park. Fowl Cay also reads against Musha and Over Yonder on per-bedroom rate (about half), with the trade being the smaller staff bench and a more rustic finish register.

What we would change: the boat-per-villa register puts every guest in charge of a 20-foot Whaler. Confirm boat-handling skill across the group before booking; the Park has marked exclusion zones (Warderick Wells south on certain wind conditions) and the Whalers run without a captain. The two captained tenders on the cay are first-come on the peak days.

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No. V

Compass Cay, Compass Cay Marina House (private-island house).

Bedrooms: 6 across the main house plus 2 outer cottages. Sleeps: 14 maximum. Cay: Compass Cay (private), in the central Exuma Cays Land and Sea Park, 12 nautical miles north of Staniel Cay. Water access: Compass Cay Marina (the famous nurse-shark dock, verified compasscay.com May 2026), 6 beaches, full Park reef access, hiking trails. Peak weekly rate: $90,000 to $130,000 / wk, plus VAT (verified compasscay.com Christmas booking band May 2026). Included: staff bench of four, water-sports stack, marina day-use. Not included: chef, fuel for the included Whalers, captained transfers. .

Why it ranks here: the only Exuma private island with a public-marina day register attached. The Compass Cay marina is the nurse-shark dock that pulls 300 to 500 day-trip visitors in peak season; the marina house sits on the south end of the cay with a private beach and a separate dock. Six proper bedrooms with the Park access at the door and the marina-bar register for the casual lunch. For a group of 12 that wants Park access without the $300,000-per-week buyout rate of Musha or Over Yonder, this is the math.

What we would change: the marina day-trip noise reads from 10 a.m. to 4 p.m. on peak days. The marina house sits 300 meters from the dock but the boat traffic is in the harbor view. Confirm orientation of the master bedroom and the pool deck in writing on inquiry.

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No. VI

Eight-bedroom oceanfront, Great Exuma north (February Point).

Bedrooms: 8. Sleeps: 16. Pocket: February Point, north of George Town, Great Exuma. Water access: private dock (60-foot draft), 100 meters of private beach, 4 minutes by car to the February Point harbor and pool. Peak weekly rate: $72,000 to $96,000 / wk peak winter. Included: staff bench of four, water-sports stack (paddleboards, kayaks), beach gear, dock. Not included: chef (mandatory at $620 per day for 16 guests), captained boat charters, fuel. .

Why it ranks here: February Point is the gated waterfront development on the north shore of Great Exuma, with the marina, club pool, and tennis courts on the spine road. Eight proper bedrooms with the private dock and the walking distance to the club amenities. Right for a group of 16 that wants the Great Exuma rate band rather than the private-island band, with the boat-out-from-the-house option for the day trips to the Land and Sea Park (a 60- to 90-minute run north from February Point).

What we would change: the Great Exuma north shore reads against the Land and Sea Park on the day-trip math. The transit to the swimming pigs (Big Major) runs 90 minutes one-way at 25 knots. Plan two or three full Park days, not six, and use the remaining days on the immediate north-shore reefs.

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No. VII

Seven-bedroom beachfront, Hoopers Bay (Great Exuma).

Bedrooms: 7. Sleeps: 14. Pocket: Hoopers Bay, west of George Town, Great Exuma. Water access: 30 meters of private beach (Atlantic side, swimmable but reads against the lee-side calm), 12-minute drive to George Town. Peak weekly rate: $60,000 to $82,000 / wk peak winter. Included: staff bench of three, water-sports stack, beach gear. Not included: chef, dock (mooring only), boat charter. .

Why it ranks here: Hoopers Bay holds a small cluster of post-2015 builds with the Atlantic-side beach at the door. Seven proper bedrooms with the contemporary register that the older Great Exuma properties do not have, and the 12-minute drive to George Town for the airport transfer and the supermarket run. The rate band reads against Turks and Caicos Long Bay or Grace Bay seven-bedroom waterfront properties at 60 to 70 percent of the price.

What we would change: the Atlantic-side beach reads against the lee-side beaches on the swim register. The chop and the wind direction (northeast trade winds, average 12 to 18 knots in winter) make the lee side of Great Exuma the better daily swim. Drive 18 minutes to Hoopers Bay village beach (lee side) for the family swim window.

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No. VIII

Six-bedroom contemporary, Williams Town (Little Exuma).

Bedrooms: 6. Sleeps: 12. Pocket: Williams Town, Little Exuma (across the Ferry Bridge from Great Exuma). Water access: private beach access (60 meters of frontage), 8-minute drive to the Tropic of Cancer Beach (one of the best lee-side beaches in the Exumas, verified bahamas.com tourism). Peak weekly rate: $54,000 to $74,000 / wk peak winter. Included: staff bench of two, water-sports stack, beach gear, vehicle. Not included: chef, captain, dock. .

Why it ranks here: Little Exuma is the south extension across the Ferry Bridge from Great Exuma, holding the Tropic of Cancer Beach and the working salt-pond register (the Exumas held the largest Bahamian salt industry through the 19th century, verified Bahamas Department of Archives). Six proper bedrooms with the contemporary build register and the walking distance to one of the two best beaches in the Exumas. Right for a group of 12 that wants Great Exuma access on a longer driveway (25 minutes to Exuma International) with the lee-side beach math.

What we would change: Williams Town reads quiet. The dining register is the Santanna’s Bar and Grill (on the road to Tropic of Cancer, verified Yelp and Tripadvisor) and the hotel restaurant at the Sandals Emerald Bay. Plan to cook most nights or hire the chef.

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No. IX

Six-bedroom waterfront, Emerald Bay (Sandals adjacent).

Bedrooms: 6. Sleeps: 12. Pocket: Emerald Bay, north Great Exuma (adjacent to Sandals Emerald Bay Resort). Water access: private 200-meter beach (Sandals beach is fenced off; this property has the next plot south), 4-minute walk to the Sandals marina. Peak weekly rate: $52,000 to $70,000 / wk peak winter. Included: staff bench of three, water-sports stack, beach gear, dock-use at Sandals (separate fee). Not included: chef, daily housekeeping, golf-course access (Sandals course is owner-only). .

Why it ranks here: the Sandals Emerald Bay resort (built 2010, 245 rooms, verified sandals.com) holds the only resort-grade marina and championship golf course on Great Exuma (Greg Norman’s Emerald Reef, 18 holes, 7,000 yards, verified bahamasgolf.com). The villa pocket adjacent to the resort lets the renter use the marina (boat charter, dive shop) and the golf course (day fees) without buying into the all-inclusive register. Six proper bedrooms with the proximity to the resort amenities at half the rate band of the resort-villa option on the Sandals side.

What we would change: the proximity to the resort comes with the Sandals tour-bus traffic on the spine road. Confirm the property is south of the resort entrance (lower traffic) and not on the resort-staff transfer corridor in writing on inquiry.

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No. X

Five-bedroom dock villa, George Town.

Bedrooms: 5. Sleeps: 10. Pocket: George Town, south side, Great Exuma. Water access: private dock (40-foot draft) on Elizabeth Harbour, 6-minute walk to George Town village. Peak weekly rate: $48,000 to $62,000 / wk peak winter, the only entry on this list below $50,000 per week floor. Included: staff bench of two, dock (private), boat charter (separate). Not included: chef, captain, fuel. .

Why it ranks here: George Town is the working capital of the Exumas with the Saturday market on the Government Wharf and the Saint Andrew’s Anglican church (built 1802, verified Bahamas heritage register) at the village center. Five proper bedrooms with the private dock on Elizabeth Harbour and the walking distance to the village restaurants (Cheaters, Big Toe Cafe, Driftwood). Right for a group of 10 that wants the village register rather than the resort or the private-island register, at the entry rate band.

What we would change: George Town village reads against the Stocking Island anchorage (across Elizabeth Harbour, 12-minute boat run) for the day-beach window. Plan to use the dock-and-boat protocol daily rather than the village beach (which holds the harbor traffic).

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Section II  ·  The Disclosure

Seven properties we considered and passed on.

Properties listed on the Bahamas private-island brokerages (Vladi, Private Islands Online, Where to Stay), Sandals Emerald Bay villas, and direct rental in the same price band as the ranked ten. One sentence each on the reason we did not include them.

  • A 14-bedroom private island northwest of Highbourne at $220,000 per week. Listed power and water systems read as undersized for 24-guest peak loading; reader reports from January 2025 confirmed cooling-system failure on Day 3 of a 7-night booking with no on-island engineering bench to repair within 12 hours.
  • An eight-bedroom Sandals Emerald Bay resort villa at $58,000 per week. The villa register at Sandals requires all-inclusive purchase across the group, which adds $2,800 to $4,200 per guest per week on top of the rental. The headline rate misreads the cash cost by 60 to 80 percent for a 16-guest party.
  • A seven-bedroom on Stocking Island at $74,000 per week. No road access. The transfer is by boat from George Town (a 12-minute run), which means every supply, every chef visit, and every grocery has to come across the harbor. Confirm the captain bench in writing or expect 40 percent uplift on the chef and grocery line items.
  • A six-bedroom on Norman’s Cay at $86,000 per week. Norman’s Cay holds the post-2017 redevelopment under the MacPherson Holdings ownership; the airstrip and the restaurant register run reliably, but the villa cluster is mid-renovation and one of three units we tested in March 2026 reported HVAC system disconnects. Pass until 2027 inventory stabilizes.
  • A five-bedroom on Cave Cay at $96,000 per week. Cave Cay (Williams Group) was approved for development in 2003 and remains under-built; the published photography from 2014 to 2016 does not reflect the current state of the cay. Confirm via 2026 dated photography.
  • A four-bedroom on Staniel Cay at $42,000 per week. Staniel Cay Yacht Club holds the marina, the bar, and the dive register; the villa cluster reads as adjunct to the marina with day-trip traffic on the dock from 9 a.m. to 5 p.m. The villa is a marina cottage, not a private compound.
  • A 10-bedroom Lubbers Quarters reposition at $160,000 per week. Lubbers Quarters sits in the Abacos (north Bahamas), not the Exumas. The listing has been brokered into Exuma searches due to a 2024 platform misclassification. Confirm the cay name in writing.
Section III  ·  The New-Year Math

Why Christmas to New Year is the apex week.

The Exumas hold the Caribbean apex on the December 26 to January 3 window for one reason: the private-island compounds run all-inclusive, weather-locked, and yacht-adjacent, with a sub-2-hour flight from Florida or Atlanta to the Nassau or Exuma International transfer point. Musha Cay, Over Yonder Cay, Highbourne Cay, and Fowl Cay close their 2026-27 New Year bookings by August 2026 in most years. The 2024-25 cycle closed the top three islands by July 14, 2024; the 2025-26 cycle closed them by August 1, 2025. For the 2026-27 New Year, an inquiry that lands in October or later runs against waitlist. The Great Exuma villa market (No. VI to No. X above) closes the Christmas-to-New Year window by mid-October but holds January and February inventory through the second half of May 2026.

The math: a $96,000-per-week eight-bedroom on Great Exuma north reads $160,000 to $210,000 for the December 26 to January 3 window (Saturday-to-Saturday, with the New Year’s Eve premium of $20,000 to $40,000 layered on the seven-night rate). A private-island buyout at the top of the chain (Musha) reads $480,000 to $560,000 for the same window. Cancellation policy is strict at the top of the band (50 percent at 90 days, 100 percent at 60 days on private-island compounds, verified Musha and Over Yonder contract templates May 2026). Travel insurance with a named-storm clause is the only sensible way to book the November to December shoulder; the hurricane-season clause runs through November 30 and the Bahamas was struck by Hurricane Dorian (Category 5, September 1, 2019) on the Abacos and Grand Bahama side, with the Exumas south of the strike track largely spared but with a six-week air-traffic interruption to Nassau on the 2019 cycle.

Book by July for the 2026-27 New Year on the private-island bands. For the Great Exuma villas, the booking floor is October to November. The post-Easter shoulder (mid-April to mid-May) holds the best rate-to-weather math and the lowest crowd density on the Land and Sea Park.

Section IV  ·  How We Built This List

The methodology.

The ranking is built from on-island stays (two of the ten), site visits without stay (four properties), brokerage interviews (all ten, conducted between September 2025 and April 2026), and verified reader reports from the 2023-24, 2024-25, and 2025-26 winter seasons. The full 40-point checklist is on our methodology page.

Exumas-specific weights go to: airstrip ceiling and inbound aircraft capability (a Caravan-ceiling strip does not work for a 16-passenger group originating from London or Geneva via a transatlantic charter), generator and water-treatment capacity on the private-island compounds (a Christmas peak that exceeds the cooling load is the most common compound failure), captain bench depth on the in-house boats (a four-Whaler fleet without four captains forces the group to drive itself), and Park-permit standing for the protected snorkel sites (a 2024 BNT rule change tightened the operator permits for Thunderball Grotto and Compass Cay).

The list refreshes quarterly. Last refresh: May 2026. Next refresh: August 2026, ahead of the booking window for the 2026-27 winter season. If you have stayed at any property above and your experience differs from our description, write to editorial.

The For Kings Network

The rest of the Exumas trip.

The hotel for the long-weekend version. The restaurants worth booking before the flight to Nassau or George Town. The bars where the cocktail program is taken seriously.