The headline charge on Peninsula Papagayo is IVA. Costa Rica applies value-added tax of 13 percent to tourism accommodation and services on stays of under 30 days, collected by the operator and shown on the invoice. On a $60,000 Christmas week that is $7,800. A let of 30 days or more is generally exempt from the accommodation IVA, which rarely applies to a one-week villa stay. Rates quote and pay in US dollars, which is accepted across Guanacaste alongside the colon, so there is no conversion to track.
The gated-community access structure
Peninsula Papagayo is a private, gated development with a controlled entrance, home to the Four Seasons and Andaz resorts, an Arnold Palmer golf course, the Marina Papagayo, and the Prieta and Virador beach clubs. Renting a residence inside the gate usually carries a club or community access arrangement that grants the beach clubs, the shuttle, and the amenities, and this is structured into the rate or added as a separate line. Ask exactly which clubs and amenities your booking includes, because the access package is part of what you are paying for here and varies by residence.
The chef, the deposit, and provisioning
Many Papagayo residences include daily housekeeping; a private chef runs $250 to $500 per day plus food, and a daily cook for lunches and dinners is the upgrade most renters add. Expect a refundable security deposit of $3,000 to $15,000 by card hold or wire, returned within a week or two of checkout, and a deposit of 30 to 50 percent at booking on a peak week. Provisioning is its own line; the larger Liberia and Coco supermarkets carry most needs, but bring or pre-order anything specific, and budget for the transfer time to the shops from the gate.
Position inside the peninsula
The biggest swing in price within the gate is position. An ocean-bluff residence with a Pacific view and a sunset over the gulf commands a premium over a golf-side or interior villa of the same bedroom count, and the marina-side homes trade on the boating access. Decide whether you are paying for the open-ocean view, the golf, or the marina, because three residences of the same size inside the same gate can sit at quite different rates depending on what they look out over.