A six-bedroom villa on Grand Cayman in high season lists at $30,000 to $135,000 per week, and the tax math is unusually clean: the islands have no income, sales, or property tax, so the only line the government takes is a 13 percent accommodation tax on the gross rent. The Cayman dollar is pegged to the US dollar at roughly 1 to 1.20, which is the trap on the contract currency. This guide prices the rental the way an estate manager would: by bedroom, by season, and by the all-in week, with three worked examples and the levers that actually cut the total.
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Two facts govern Cayman pricing before you read a single rate band. The first is the currency peg. The Cayman Islands dollar is fixed to the US dollar at roughly 1 KYD to 1.20 USD, and a rate quoted in KYD reads about 20 percent higher in dollars than the same number in USD. The single most common Cayman pricing mistake is comparing a KYD rate against a USD rate without converting. The second is the storm question. Grand Cayman is a low-lying western-Caribbean island, and Hurricane Ivan in September 2004 remains the reference event, which is why the high season sits firmly outside the June-to-November window and why generator coverage is a real line on the contract, not a footnote.
The rates below were verified against May 2026 cards from the managed Cayman villa operators and the brokers working Seven Mile Beach, the South Sound, and the Rum Point and Cayman Kai pockets on the North Side. The 13 percent Tourist Accommodation Tax is web-verified through the Cayman Islands Department of Tourism. For the broader region, see our companion guide to Providenciales villa prices.
Headline weekly rate in US dollars before the 13 percent accommodation tax, staff, and transfers. High season is mid-December through mid-April. Shoulder is late April through early June and November. Off season is July through October, the hurricane-season window when the rate falls hardest.
| Bedrooms | High season (mid-Dec – mid-Apr) | Shoulder | Off season (Jul – Oct) |
|---|---|---|---|
| 4 BR | $18,000 to $40,000 | $13,000 to $28,000 | $10,000 to $21,000 |
| 5 BR | $24,000 to $56,000 | $17,000 to $40,000 | $13,000 to $29,000 |
| 6 BR (standard) | $30,000 to $72,000 | $21,000 to $50,000 | $16,000 to $38,000 |
| 6 BR (Seven Mile Beach beachfront) | $72,000 to $135,000 | $50,000 to $94,000 | $38,000 to $70,000 |
| 8 BR | $55,000 to $110,000 | $38,000 to $76,000 | $28,000 to $58,000 |
| 10 BR+ estate | $95,000 to $200,000 | $66,000 to $140,000 | $48,000 to $105,000 |
Seven Mile Beach beachfront is the trophy register of the islands and the steepest dollar-per-bedroom in Cayman. The Rum Point and Cayman Kai pockets on the North Side deliver the best value with calmer, shallower water, at the cost of a 40-minute drive from the airport and the Seven Mile Beach dining strip.
The Cayman Islands levy a 13 percent Tourist Accommodation Tax on the gross rent of short-term tourist accommodation, web-verified through the Cayman Islands Department of Tourism. It is calculated on the gross rate before any deductions for cleaning, electricity, maintenance, or agent fees. Because the islands have no income, sales, or property tax, this is effectively the only government line on the rental. On a $50,000 headline the tax is $6,500. A registered operator collects and remits it monthly to the Department of Tourism.
The standard luxury villa includes a housekeeper several days a week, pool maintenance, and gardening in the headline. A daily housekeeper adds $1,200 to $2,400 a week, a butler $2,200 to $4,200, and a chef is the largest add. The Seven Mile Beach trophy villas often include a daily housekeeper and a concierge in the rate. Confirm the staffing line before comparing two listings, because a villa quoted without daily housekeeping can cost as much all-in as one that includes it.
An in-villa chef on Grand Cayman runs $600 to $1,100 per dinner service plus food at cost for ten, with food landing at $70 to $160 per head given the islands' import-heavy grocery prices. A week of four chef dinners and two lunches runs $6,000 to $12,000 all in. Provisioning is the line that surprises first-time renters: almost everything is imported, and the weekly grocery pre-stock for a group of ten runs $1,800 to $3,500.
The Stingray City sandbar, the Kittiwake wreck, and the North Sound snorkel runs are the set-pieces of a Cayman week. A private charter for a group of ten runs $1,800 to $4,500 a day depending on the boat, plus fuel and a captain's gratuity. The North Side villas at Rum Point and Cayman Kai sit closest to the calm North Sound water; the Seven Mile Beach villas run a longer transit to the same sites.
Owen Roberts International (GCM) sits about 5 km from George Town and 10 to 15 minutes from Seven Mile Beach, a $60 to $140 private car each way. The North Side pockets run 35 to 45 minutes from the airport. A chauffeured SUV for the week runs $1,400 to $2,800, though many groups self-drive, in which case remember Cayman drives on the left.
Three trip configurations priced for clients across the 2024 and 2025 seasons, verified against the source contracts. The pattern holds across all three: the line items add 25 to 40 percent on top of the headline, with the import-priced provisioning doing more of the work than it does on a mainland coast.
Headline: $20,000 / wk (shoulder, pool, ocean view).
Accommodation tax (13%) $2,600. Mid-week housekeeping $900. Two chef dinners ($720 each) $1,440 plus food $980. Grocery pre-stock $1,400. Self-drive SUV seven days $980. GCM transfers round trip $220. Stingray City half-day charter $1,900 plus fuel and tip $360. Camana Bay and George Town dinners $1,200. Gratuities $360.
All-in: $32,740 for the week.
Premium over headline: 64%.
Headline: $58,000 / wk (high season, beachfront, daily housekeeping included).
Accommodation tax (13%) $7,540. Butler for the week $3,200. Four chef dinners ($920 each) $3,680 plus food $3,400. Grocery pre-stock $2,800. Chauffeured SUV for the week $2,200. GCM transfers round trip $360. Two North Sound charter days $6,400 plus fuel and tips $900. Diving and snorkel programme $2,400. Gratuities $720.
All-in: $91,000 for the week.
Premium over headline: 57%.
Headline: $105,000 / wk (trophy, beachfront, housekeeping and concierge included).
Accommodation tax (13%) $13,650. Additional staff and butler $4,200. Five chef dinners ($1,050 each) $5,250 plus food $5,400. Grocery pre-stock $3,500. Two chauffeured SUVs for the week $4,400. GCM transfers (three legs) $540. Full-day yacht charter $4,500 plus fuel and tip $760. Diving programme $3,200. Gratuities $1,100.
All-in: $141,500 for the week.
Premium over headline: 35%.
The provisioning line is the Cayman surprise in all three examples. Everything is imported, so the grocery pre-stock for a group runs two to three times what it would on a mainland coast. Example I’s 64 percent premium on a small shoulder headline is the trap that catches first-time Cayman buyers who price the villa and forget the boat and the groceries.
Five levers move the all-in figure on a Cayman week.
Book late April into early June, not the deep high season. The water and weather hold at near-high-season quality, and the rate runs 30 to 45 percent below the Christmas and Easter weeks.
Take Rum Point or Cayman Kai over Seven Mile Beach. Calmer, shallower water and 35 to 50 percent off the beachfront trophy rate, at the cost of a 40-minute drive to the dining strip.
Confirm the contract currency. A rate quoted in KYD reads about 20 percent higher in US dollars. Settle the currency before you sign or you may overpay by a fifth without changing the house.
Provision once, well, at the start. Import prices punish daily top-up runs. A single planned pre-stock for the week beats four trips to the supermarket.
Check the generator coverage before a summer stay. Storm-season power cuts are real, and a generator that runs the full house rather than the essentials is the difference between a comfortable week and an evacuation.
A six-bedroom Grand Cayman villa runs $30,000 to $72,000 a week at the standard band and $72,000 to $135,000 at the Seven Mile Beach beachfront trophy band in high season. Outside the mid-December-to-mid-April high season the same villas drop 30 to 45 percent. After the 13 percent accommodation tax and the staffing and provisioning lines, the all-in week runs 25 to 40 percent above the headline.
A 13 percent Tourist Accommodation Tax on the gross rent, web-verified through the Cayman Islands Department of Tourism, calculated before any deductions. The islands have no income, sales, or property tax, so this is effectively the only tax on the rental. On a $50,000 headline that is $6,500, collected and remitted monthly by a registered operator.
Mid-December through mid-April, sharpest over Christmas, New Year, and Easter. The cheapest weeks are September and October, the heart of hurricane season, when the same villas drop 30 to 45 percent. Late April into early June is the best value-to-weather window, high-season conditions at shoulder rates.
Yes. The islands sit in the western Caribbean, and the Atlantic hurricane season runs 1 June to 30 November with a September peak, web-verified through the National Hurricane Center. Hurricane Ivan struck Grand Cayman in September 2004 as the most damaging storm in the islands' modern record. The high season sits outside the window, and named-storm insurance is the sensible add for a summer stay.
The Cayman Islands dollar (KYD) is pegged to the US dollar at a fixed 1 KYD to roughly 1.20 USD. Rates are most often quoted in US dollars, which are accepted island-wide, though change often comes in KYD. Confirm the contract currency, because a KYD rate reads about 20 percent higher in dollars than the same USD number.
Standard inclusions are the property, arrival cleaning, pool and garden maintenance, Wi-Fi, and a housekeeper several days a week. A chef, daily housekeeping, a butler, a boat captain, and the airport transfer sit on top. Seven Mile Beach trophy villas often include daily housekeeping and a concierge; confirm whether the generator covers the full house.
The 20-page PDF with line-item math for Seven Mile Beach, the South Sound, and the Rum Point and Cayman Kai pockets, the chefs we use by name, the boat captains we trust on the North Sound, and the generator-coverage realities villa by villa. Free. We trade it for an email.
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